Evan Peck

4 Features To Look For When Shopping For A New Homeowner's Insurance Policy

Are you in need of a new homeowner's insurance policy? Here are a few features to look for while you're comparing your options: Additional Structure Coverage If you have something like a storage shed, an artist studio, or a guest room on your property that is not attached to your main house, it's a good idea to make sure that the homeowner's insurance policy you decide to invest in offers additional structure coverage.

Need SR22 Insurance? Understand These 2 Things

Have you been told that you need to get SR22 insurance due to an issue like a DUI conviction? If so, you'll probably have some questions about it. SR22 insurance isn't actually insurance, but a certificate that you purchase from an insurance provider. It tells your state that you've purchased the required amount of insurance for driving a vehicle. Here are a couple of things you need to understand about SR22 insurance before you move forward with getting it.

4 Reasons To Have Home Insurance For Your Property

If you're in the market to buy a home, you want to make sure that you adequately protect your investment. Buying a home requires a lot of money, so having proper home insurance is essential. Without the right insurance in place, it can make a disaster almost unbearable. Keep reading to better understand the reasons as to why you should purchase home insurance for your property. It May Be Required By the Mortgage Lender

Four Questions To Ask Before Buying An Auto Insurance Policy

If you drive, you are required by law to carry auto insurance. But buying an auto insurance policy is more complicated than you might hope! Not all policies offer the same coverage, and some companies are easier to work with than others. If there is a specific policy you are considering purchasing, make sure you ask these questions before you officially sign up. Who does the policy cover? Obviously the policy needs to cover you as a driver, but it may or may not also cover friends or family members who you occasionally allow to drive your car.

Three Questions You Should Ask When Shopping For Classic Car Insurance

Classic cars—vehicles 15 years or older typically fall into this category—must be insured like any other car or truck before they can be driven on public roads. However, to fully protect the vehicle's value, its important to get classic car insurance rather than a regular policy. To ensure you get one that fits your needs and preferences, here are three questions to ask the insurance company while shopping around. How Do They Determine the Agreed-Upon Value?

3 Good Reasons To Invest In Medicare Supplemental Insurance

Having a Medicare plan can help improve your quality of life and help ensure that you don't end up in financial disaster due to an unexpected illness or injury. But why stop at buying a basic Medicare plan when you can invest in supplemental insurance to enhance your overall coverage? Following are three good reasons to consider investing in Medicare supplemental plans: Save Money in the Long Run While you'll be paying a monthly fee for your Medicare supplemental insurance, the coverage you enjoy should actually save you some money as time goes on.

Important Reasons To Let Your Insurance Company Know Your Vehicle Is Commercial

Maybe you've signed up to drive for Uber or Lyft. Perhaps your vehicle doubles as a rapid delivery automobile for your delivery service. Or, maybe you plan to operate a small-scale food truck business from your minivan. Whatever type of business it is that you are doing with your vehicle, this is something that the insurance company should know. When you have an automobile that is part of a commercial operation, there must be changes to your auto insurance policy, but many in this position fail to update their coverage.

3 Options That Can Help Keep Your Auto Insurance Rates Manageable

Taking the time to look into ways to save on auto insurance is a great idea, especially when you consider that you are going to be paying for that auto insurance for the entire time that you own your particular vehicle. Listed below are just three options that can help you keep your auto insurance rates manageable. Make Sure To Try Out Nontraditional Insurance Plans One of the more often overlooked ways of saving money when insuring your vehicle is trying out nontraditional insurance plans.

Three Insurance Benefits You Should Have When Allowing A Sibling To Drive Your Car

When you get a new car you may be excited and your siblings may be excited for you. One of the reasons why they will be excited is at the prospect of you allowing them to borrow your new car. If you do intend to be generous and allow your sibling to drive your car every once in a while, you want to make sure that they and the cars are protected.

Three Kinds Of Surety Bonds And When To Use Them

As a business owner, there may be times when you need to take out a surety bond. A surety bond is a contract that ensures you and the person for whom you are doing work both meet the conditions of a contract. Essentially, it is a type of insurance policy. If you don't meet the obligations of the contract, the bond will pay the other party who has signed the contract.