Four Questions To Ask Before Buying An Auto Insurance Policy
If you drive, you are required by law to carry auto insurance. But buying an auto insurance policy is more complicated than you might hope! Not all policies offer the same coverage, and some companies are easier to work with than others. If there is a specific policy you are considering purchasing, make sure you ask these questions before you officially sign up. Who does the policy cover? Obviously the policy needs to cover you as a driver, but it may or may not also cover friends or family members who you occasionally allow to drive your car.
Three Questions You Should Ask When Shopping For Classic Car Insurance
Classic cars—vehicles 15 years or older typically fall into this category—must be insured like any other car or truck before they can be driven on public roads. However, to fully protect the vehicle's value, its important to get classic car insurance rather than a regular policy. To ensure you get one that fits your needs and preferences, here are three questions to ask the insurance company while shopping around. How Do They Determine the Agreed-Upon Value?
Important Reasons To Let Your Insurance Company Know Your Vehicle Is Commercial
Maybe you've signed up to drive for Uber or Lyft. Perhaps your vehicle doubles as a rapid delivery automobile for your delivery service. Or, maybe you plan to operate a small-scale food truck business from your minivan. Whatever type of business it is that you are doing with your vehicle, this is something that the insurance company should know. When you have an automobile that is part of a commercial operation, there must be changes to your auto insurance policy, but many in this position fail to update their coverage.
3 Options That Can Help Keep Your Auto Insurance Rates Manageable
Taking the time to look into ways to save on auto insurance is a great idea, especially when you consider that you are going to be paying for that auto insurance for the entire time that you own your particular vehicle. Listed below are just three options that can help you keep your auto insurance rates manageable. Make Sure To Try Out Nontraditional Insurance Plans One of the more often overlooked ways of saving money when insuring your vehicle is trying out nontraditional insurance plans.
Three Kinds Of Surety Bonds And When To Use Them
As a business owner, there may be times when you need to take out a surety bond. A surety bond is a contract that ensures you and the person for whom you are doing work both meet the conditions of a contract. Essentially, it is a type of insurance policy. If you don't meet the obligations of the contract, the bond will pay the other party who has signed the contract.
How To Receive A Gifted Car From Your Grandparent
A grandparent giving you a gift of a vehicle can come at a much needed time. Not having to pay for a car note will leave more income free to use for housing and other needs or savings. A car with no strings attached can help you on the path to becoming financially stable by providing transportation to and from work. Receiving a car as a gift is under a different class than purchasing the car from a dealer or a private seller.
When Should Your Business Move Up To A Better Commercial Insurance Policy?
More often than not business owners think about their personal or home insurance policy, but may fail to pay the same diligent attention to their business insurance. As a business owner it falls squarely on your shoulders to determine if your deductibles need to be raised or reduced. Failure to do this for business owners is not from a point of neglect but really more from a point of being overrun by many issues.
Auto Insurance Tricks For Older First-Time Buyers
A common mistake that all people, male, female, old, and young make when buying auto insurance, especially for the first time, is failing to shop around for the best premium possible. They instead settle on a quote from one auto insurance company which, more often than not, may be higher than other auto insurance packages. Comparing insurance packages need not be a daunting task and is fairly easy for people of all ages.
Will Your Homeowner's Insurance Cover Injuries From A Dog Bite?
If your dog ran out and attacked a pedestrian walking by your home, this person might end up suing you for the damages. When this happens, you will probably wonder if your homeowner's insurance will cover the costs of the damages. To answer this question, here are several things you should know about home insurance and dog-bite injuries. Most Homeowner's Policies Offer Liability Coverage When you purchase homeowner's insurance, it typically comes with liability coverage.
3 Important Times To Update Your Homeowner's Insurance Policy
Your homeowner's insurance is like a safety net. When you own your property and something damaging happens, your insurance ensures that the damages are covered so you are not left paying the bill on your own. While most homeowners know that home insurance is highly important, many pick up a policy and never make any changes to it at all. This can be a big mistake for several reasons. Take a look at some of the situations that can happen as a homeowner which should signal you to update your house insurance policy.