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Four Questions To Ask Before Buying An Auto Insurance Policy

If you drive, you are required by law to carry auto insurance. But buying an auto insurance policy is more complicated than you might hope! Not all policies offer the same coverage, and some companies are easier to work with than others. If there is a specific policy you are considering purchasing, make sure you ask these questions before you officially sign up. Who does the policy cover? Obviously the policy needs to cover you as a driver, but it may or may not also cover friends or family members who you occasionally allow to drive your car.

Three Questions You Should Ask When Shopping For Classic Car Insurance

Classic cars—vehicles 15 years or older typically fall into this category—must be insured like any other car or truck before they can be driven on public roads. However, to fully protect the vehicle's value, its important to get classic car insurance rather than a regular policy. To ensure you get one that fits your needs and preferences, here are three questions to ask the insurance company while shopping around. How Do They Determine the Agreed-Upon Value?

3 Good Reasons To Invest In Medicare Supplemental Insurance

Having a Medicare plan can help improve your quality of life and help ensure that you don't end up in financial disaster due to an unexpected illness or injury. But why stop at buying a basic Medicare plan when you can invest in supplemental insurance to enhance your overall coverage? Following are three good reasons to consider investing in Medicare supplemental plans: Save Money in the Long Run While you'll be paying a monthly fee for your Medicare supplemental insurance, the coverage you enjoy should actually save you some money as time goes on.

Important Reasons To Let Your Insurance Company Know Your Vehicle Is Commercial

Maybe you've signed up to drive for Uber or Lyft. Perhaps your vehicle doubles as a rapid delivery automobile for your delivery service. Or, maybe you plan to operate a small-scale food truck business from your minivan. Whatever type of business it is that you are doing with your vehicle, this is something that the insurance company should know. When you have an automobile that is part of a commercial operation, there must be changes to your auto insurance policy, but many in this position fail to update their coverage.

3 Options That Can Help Keep Your Auto Insurance Rates Manageable

Taking the time to look into ways to save on auto insurance is a great idea, especially when you consider that you are going to be paying for that auto insurance for the entire time that you own your particular vehicle. Listed below are just three options that can help you keep your auto insurance rates manageable. Make Sure To Try Out Nontraditional Insurance Plans One of the more often overlooked ways of saving money when insuring your vehicle is trying out nontraditional insurance plans.

Three Insurance Benefits You Should Have When Allowing A Sibling To Drive Your Car

When you get a new car you may be excited and your siblings may be excited for you. One of the reasons why they will be excited is at the prospect of you allowing them to borrow your new car. If you do intend to be generous and allow your sibling to drive your car every once in a while, you want to make sure that they and the cars are protected.

Three Kinds Of Surety Bonds And When To Use Them

As a business owner, there may be times when you need to take out a surety bond. A surety bond is a contract that ensures you and the person for whom you are doing work both meet the conditions of a contract. Essentially, it is a type of insurance policy. If you don't meet the obligations of the contract, the bond will pay the other party who has signed the contract.

Six Mistakes That Could Make A Motorcycle Insurance Claim Necessary

Motorcycle insurance is a necessity, if you're an avid rider. However, you're inevitably going to want to avoid having to file claims to stay safe and to make it more convenient to enjoy your motorcycle. By avoiding certain riding mistakes, you can minimize the chances that you'll go through an accident that requires filing an insurance claim. The following are six mistakes to avoid that could prevent you from dealing with a motorcycle insurance agency and making an insurance claim necessary:

How To Receive A Gifted Car From Your Grandparent

A grandparent giving you a gift of a vehicle can come at a much needed time. Not having to pay for a car note will leave more income free to use for housing and other needs or savings. A car with no strings attached can help you on the path to becoming financially stable by providing transportation to and from work. Receiving a car as a gift is under a different class than purchasing the car from a dealer or a private seller.

When Should Your Business Move Up To A Better Commercial Insurance Policy?

More often than not business owners think about their personal or home insurance policy, but may fail to pay the same diligent attention to their business insurance. As a business owner it falls squarely on your shoulders to determine if your deductibles need to be raised or reduced. Failure to do this for business owners is not from a point of neglect but really more  from a point of being overrun by many issues.