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Learn How To Choose The Right Insurance For Your Small Business

When you own a business, having business insurance is essential. It can protect you from going into major debt if something happens at or to your business. The following guide walks you through a few things to know about the insurance you purchase for your business. Choose a Reasonable Deductible There are many business owners who make the mistake of choosing an insurance policy that has a very high deductible so that they can pay as little as possible for the insurance on a monthly basis.

Why You Need Adequate Insurance As A General Contractor

If you are a general contractor, then you probably have a lot of concerns on your mind. One thing that you might not have put enough thought into, however, is purchasing commercial insurance. If this is the case, then it's very important to consider purchasing coverage. These are a few reasons why it's so important for general contractors to be adequately covered. 1. Give Customers Peace of Mind For one thing, you probably want to do what you can to make customers and potential customers happy and to make them feel more comfortable with hiring your business.

Adding Umbrella Insurance To Your Policy

Liability insurance covers you in the case of an accident, but it only covers you up to a certain amount of money. Many people want more protection than what their liability insurance covers, and that's where umbrella insurance comes in.  What is umbrella insurance? Umbrella insurance adds extra liability coverage to your auto insurance policy.  Every auto policy has a certain amount of liability coverage that will cover property damage and bodily injury up to a certain point.