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Have A Hobby Farm? 3 Reasons You Should Carry Insurance On It

Hobby farms have become a big trend over the past decade. Hobby farms are farms that are much smaller than industrial farms. Hobby farms are usually dedicated to something specific, such as a beekeeping farm or a farm that grows organic berries. If you are running any type of small farm, you may need to carry insurance on it separate from your homeowner's insurance policy. #1 Homeowner's Insurance May Not Cover Your Farming Equipment

Worried You're At A Risk With A Bare Minimum Business Insurance Plan? Upgrade With These Coverage Options Now

Owning a business comes with a lot of expenses, but one area you don't want to pay for the minimum is the insurance. If you are currently getting by with bare minimum insurance options for your property, workers compensation and liability, security coverage and more, it's time to get serious. You want to talk with a small business insurance professional that can help you get the extra coverage you need against the following.

Will Homeowner's Insurance Cover Damage from Water Leaks?

Having a homeowner's insurance policy in place is vital if you are a homeowner, and this policy will likely cover a lot of different things. One thing you may wonder about is whether it will cover damage caused by a water leak. While there are times when home insurance policies do provide coverage for damage from water leaks, there are also times when most policies do not. Here are a few things you should understand about the coverage offered by most homeowner's insurance policies for damage caused by water leaks.

Understanding Your Auto Insurance Coverage

Auto insurance is an unavoidable necessity, especially since most U.S. states require mandatory coverage for licensed drivers. While you can't choose whether or not you'll have an auto insurance policy, you'll have some control over your coverage. A complete auto insurance policy offers several mandatory and optional coverage features, as mentioned below. Liability Coverage Nearly every auto insurance policy comes with liability coverage. This coverage takes care of any injuries incurred by the other driver in the event of an accident, as well as damage to the other party's property.

Fireplace Safety Tips To Avoid Burning Down Your Home

A fire outbreak is one of the most dangerous disasters your home can face because it can destroy everything. That is why you should be careful with your fireplace since its one of the places where fire outbreak might start. Here are a few fireplace safety tips to observe. Open the Damper or Flue Open While Starting the Fire The fireplace damper is there to prevent heated air from escaping your home when the fireplace is not in use.

Three Things You Should Know About Starting Your Own Insurance Agency

If you enjoy selling, you should consider a career in insurance. One good reason for this is that insurance is something people will buy in both good economic times and also during a downturn in the economy. There is a lot of money to be made selling insurance, especially once you get to the point where you have your own insurance agency. If you want to know how to start an insurance agency, here are a few tips:

4 Features To Look For When Shopping For A New Homeowner's Insurance Policy

Are you in need of a new homeowner's insurance policy? Here are a few features to look for while you're comparing your options: Additional Structure Coverage If you have something like a storage shed, an artist studio, or a guest room on your property that is not attached to your main house, it's a good idea to make sure that the homeowner's insurance policy you decide to invest in offers additional structure coverage.

Need SR22 Insurance? Understand These 2 Things

Have you been told that you need to get SR22 insurance due to an issue like a DUI conviction? If so, you'll probably have some questions about it. SR22 insurance isn't actually insurance, but a certificate that you purchase from an insurance provider. It tells your state that you've purchased the required amount of insurance for driving a vehicle. Here are a couple of things you need to understand about SR22 insurance before you move forward with getting it.

4 Reasons To Have Home Insurance For Your Property

If you're in the market to buy a home, you want to make sure that you adequately protect your investment. Buying a home requires a lot of money, so having proper home insurance is essential. Without the right insurance in place, it can make a disaster almost unbearable. Keep reading to better understand the reasons as to why you should purchase home insurance for your property. It May Be Required By the Mortgage Lender

Four Questions To Ask Before Buying An Auto Insurance Policy

If you drive, you are required by law to carry auto insurance. But buying an auto insurance policy is more complicated than you might hope! Not all policies offer the same coverage, and some companies are easier to work with than others. If there is a specific policy you are considering purchasing, make sure you ask these questions before you officially sign up. Who does the policy cover? Obviously the policy needs to cover you as a driver, but it may or may not also cover friends or family members who you occasionally allow to drive your car.