4 Features To Look For When Shopping For A New Homeowner's Insurance Policy
Are you in need of a new homeowner's insurance policy? Here are a few features to look for while you're comparing your options: Additional Structure Coverage If you have something like a storage shed, an artist studio, or a guest room on your property that is not attached to your main house, it's a good idea to make sure that the homeowner's insurance policy you decide to invest in offers additional structure coverage.
Need SR22 Insurance? Understand These 2 Things
Have you been told that you need to get SR22 insurance due to an issue like a DUI conviction? If so, you'll probably have some questions about it. SR22 insurance isn't actually insurance, but a certificate that you purchase from an insurance provider. It tells your state that you've purchased the required amount of insurance for driving a vehicle. Here are a couple of things you need to understand about SR22 insurance before you move forward with getting it.
4 Reasons To Have Home Insurance For Your Property
If you're in the market to buy a home, you want to make sure that you adequately protect your investment. Buying a home requires a lot of money, so having proper home insurance is essential. Without the right insurance in place, it can make a disaster almost unbearable. Keep reading to better understand the reasons as to why you should purchase home insurance for your property. It May Be Required By the Mortgage Lender
Four Questions To Ask Before Buying An Auto Insurance Policy
If you drive, you are required by law to carry auto insurance. But buying an auto insurance policy is more complicated than you might hope! Not all policies offer the same coverage, and some companies are easier to work with than others. If there is a specific policy you are considering purchasing, make sure you ask these questions before you officially sign up. Who does the policy cover? Obviously the policy needs to cover you as a driver, but it may or may not also cover friends or family members who you occasionally allow to drive your car.
Three Questions You Should Ask When Shopping For Classic Car Insurance
Classic cars—vehicles 15 years or older typically fall into this category—must be insured like any other car or truck before they can be driven on public roads. However, to fully protect the vehicle's value, its important to get classic car insurance rather than a regular policy. To ensure you get one that fits your needs and preferences, here are three questions to ask the insurance company while shopping around. How Do They Determine the Agreed-Upon Value?
Important Reasons To Let Your Insurance Company Know Your Vehicle Is Commercial
Maybe you've signed up to drive for Uber or Lyft. Perhaps your vehicle doubles as a rapid delivery automobile for your delivery service. Or, maybe you plan to operate a small-scale food truck business from your minivan. Whatever type of business it is that you are doing with your vehicle, this is something that the insurance company should know. When you have an automobile that is part of a commercial operation, there must be changes to your auto insurance policy, but many in this position fail to update their coverage.
3 Options That Can Help Keep Your Auto Insurance Rates Manageable
Taking the time to look into ways to save on auto insurance is a great idea, especially when you consider that you are going to be paying for that auto insurance for the entire time that you own your particular vehicle. Listed below are just three options that can help you keep your auto insurance rates manageable. Make Sure To Try Out Nontraditional Insurance Plans One of the more often overlooked ways of saving money when insuring your vehicle is trying out nontraditional insurance plans.
Three Kinds Of Surety Bonds And When To Use Them
As a business owner, there may be times when you need to take out a surety bond. A surety bond is a contract that ensures you and the person for whom you are doing work both meet the conditions of a contract. Essentially, it is a type of insurance policy. If you don't meet the obligations of the contract, the bond will pay the other party who has signed the contract.
How To Receive A Gifted Car From Your Grandparent
A grandparent giving you a gift of a vehicle can come at a much needed time. Not having to pay for a car note will leave more income free to use for housing and other needs or savings. A car with no strings attached can help you on the path to becoming financially stable by providing transportation to and from work. Receiving a car as a gift is under a different class than purchasing the car from a dealer or a private seller.
When Should Your Business Move Up To A Better Commercial Insurance Policy?
More often than not business owners think about their personal or home insurance policy, but may fail to pay the same diligent attention to their business insurance. As a business owner it falls squarely on your shoulders to determine if your deductibles need to be raised or reduced. Failure to do this for business owners is not from a point of neglect but really more from a point of being overrun by many issues.