Hobby farms have become a big trend over the past decade. Hobby farms are farms that are much smaller than industrial farms. Hobby farms are usually dedicated to something specific, such as a beekeeping farm or a farm that grows organic berries. If you are running any type of small farm, you may need to carry insurance on it separate from your homeowner's insurance policy. #1 Homeowner's Insurance May Not Cover Your Farming Equipment [Read More]
Worried You're At A Risk With A Bare Minimum Business Insurance Plan? Upgrade With These Coverage Options Now
Owning a business comes with a lot of expenses, but one area you don't want to pay for the minimum is the insurance. If you are currently getting by with bare minimum insurance options for your property, workers compensation and liability, security coverage and more, it's time to get serious. You want to talk with a small business insurance professional that can help you get the extra coverage you need against the following. [Read More]
Will Homeowner's Insurance Cover Damage from Water Leaks?
Having a homeowner's insurance policy in place is vital if you are a homeowner, and this policy will likely cover a lot of different things. One thing you may wonder about is whether it will cover damage caused by a water leak. While there are times when home insurance policies do provide coverage for damage from water leaks, there are also times when most policies do not. Here are a few things you should understand about the coverage offered by most homeowner's insurance policies for damage caused by water leaks. [Read More]
Understanding Your Auto Insurance Coverage
Auto insurance is an unavoidable necessity, especially since most U.S. states require mandatory coverage for licensed drivers. While you can't choose whether or not you'll have an auto insurance policy, you'll have some control over your coverage. A complete auto insurance policy offers several mandatory and optional coverage features, as mentioned below. Liability Coverage Nearly every auto insurance policy comes with liability coverage. This coverage takes care of any injuries incurred by the other driver in the event of an accident, as well as damage to the other party's property. [Read More]