Owning a business comes with a lot of expenses, but one area you don't want to pay for the minimum is the insurance. If you are currently getting by with bare minimum insurance options for your property, workers compensation and liability, security coverage and more, it's time to get serious. You want to talk with a small business insurance professional that can help you get the extra coverage you need against the following. [Read More]
Will Homeowner's Insurance Cover Damage from Water Leaks?
Having a homeowner's insurance policy in place is vital if you are a homeowner, and this policy will likely cover a lot of different things. One thing you may wonder about is whether it will cover damage caused by a water leak. While there are times when home insurance policies do provide coverage for damage from water leaks, there are also times when most policies do not. Here are a few things you should understand about the coverage offered by most homeowner's insurance policies for damage caused by water leaks. [Read More]
Understanding Your Auto Insurance Coverage
Auto insurance is an unavoidable necessity, especially since most U.S. states require mandatory coverage for licensed drivers. While you can't choose whether or not you'll have an auto insurance policy, you'll have some control over your coverage. A complete auto insurance policy offers several mandatory and optional coverage features, as mentioned below. Liability Coverage Nearly every auto insurance policy comes with liability coverage. This coverage takes care of any injuries incurred by the other driver in the event of an accident, as well as damage to the other party's property. [Read More]
Fireplace Safety Tips To Avoid Burning Down Your Home
A fire outbreak is one of the most dangerous disasters your home can face because it can destroy everything. That is why you should be careful with your fireplace since its one of the places where fire outbreak might start. Here are a few fireplace safety tips to observe. Open the Damper or Flue Open While Starting the Fire The fireplace damper is there to prevent heated air from escaping your home when the fireplace is not in use. [Read More]