If you are a homeowner, you need insurance. Some homeowners think of insurance as something that is optional, and if you already have the deed to your home, it may be. However, it is important to understand why home insurance should be viewed as a matter of necessity rather than an option. For most individuals, a home represents one of their major lifetime investments especially if they never have intentions of selling their first home or getting a second home.
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Ensuring a Multi-State Company Meets Workers Compensation Insurance Laws
Workers' compensation laws differ from state to state. Some have very strict rules while others have lax rules or even no rules about providing workers' compensation insurance for employees. If your company is opening branches in other states, these laws could prove to be tricky to work with if you're not careful. You can't assume that your state's requirements (or lack thereof) for workers' compensation insurance will apply to all your branches.
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Why 'self Insuring' Is Dangerous And How To Find A Better Way
Are you considering the idea of 'self-insuring'? Self-insurance is attractive to many people as a money-saving option, but it can be a dangerous move as well. To protect yourself and your finances, here are a few tips for anyone thinking about self-insurance.
What Are the Dangers of Self Insuring
Self-insuring is simply the choice to avoid purchasing a personal insurance coverage policy and instead relying on one's own income and assets to cover potential bills.
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Common Instances That Signal The Need For A Commercial Insurance Review
If you have been operating your business for a long time, and everything is going well, it is easy to assume that it is okay to keep everything the same. However, this type of mindset when it comes to insurance can be a problem. In the same manner that you like to spruce things up and change the services or goods you offer your customers now and then, it is a good idea to take the same approach to your insurance needs.
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