SR22 car insurance is often reserved for serious offenses. Most drivers who are required to have SR22 insurance view it as an inconvenience. It denotes that you are a high-risk driver. If you have one of these, you'll want it off of your record as soon as possible.
How Long Does SR22 Car Insurance Stay on Your Record?
Typically, SR22 insurance will last three years in most states. In some states, the filing period can extend to five years.
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Replacement Cost vs. Actual Cash Value Insurance—What to Know
As you shop for homeowners and personal property insurance coverage, one decision that you'll need to make is whether to buy actual cash value coverage or replacement cost coverage. What do these two terms mean? And when should you opt for either? Here's what you need to know.
Actual Cash Value and Its Benefits
Insurance that stipulates actual cash value means the policy will pay you what a covered item is worth today.
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Mistakes People Make With Medicare Insurance
Premiums, deductibles, and coinsurance are some of the costs associated with Medicare insurance. However, there are additional fees when you sign up late. There are different penalties for Medicare Parts A, B, and D. The following are mistakes you should avoid when signing up for Medicare.
Signing Up Late
Timing is critical when enrolling in Medicare insurance. Therefore, if you're approaching 65, you should enroll for this insurance during the initial enrollment period.
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Questions To Ask When You're New To Medicare
If you are new to Medicare insurance, you may find that there are many questions that can overwhelm you. The good news is you can work with an agent for a smoother process. As the name implies, this form of insurance covers medical expenses of patients above 65 years. There are various policies to select based on your health needs. Here are crucial questions to ask if you are new to Medicare.
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